In exchange for the opportunity to participate in IBC’s Special Needs Ministry, Caregiver understands the risk of injury to Participant(s) is possible in a program consisting of individuals with physical, mental, or emotional disabilities. To the extent permitted by law, Caregiver assumes all risks of injury to Participant(s), including those caused by accidents or by the acts of others. Additionally, to the extent permitted by law, Caregiver further agrees to release IBC and its staff, volunteers, directors, officers, and agents of all liability for injury or illness to Participant(s) or for damage to Participant(s) or property arising during any such ministry program or event due to any cause, except where due solely to the gross negligence or willful misconduct of IBC staff, volunteers, or agents.